"Further Processing Required"
Target REDcard Visa® Review
Written by: roy456 on 2008-01-19
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
roy456's review: 
I got this message when I applied: Your application requires further processing. You will receive a response in the mail within two weeks.
Has anyone else got this message?
I got this message when I applied: Your application requires further processing. You will receive a response in the mail within two weeks.Has anyone else got this message?
13 Comments
Comment 1 by ash
Re: 
on 2008-01-19
Did you write down your application/reference number? If you did you should be able to check your application status online. Otherwise you can call in a few days to see whats going on...
Good Luck!
on 2008-01-19 Did you write down your application/reference number? If you did you should be able to check your application status online. Otherwise you can call in a few days to see whats going on...Good Luck!
Comment 3 by beanciapoo
Status on 2008-01-19
When I applied for my mother one, it said they would contact her in 2 weeks. She had no reference #. She was not approved. I think that might mean not approved. Don't just count on it, but that is what happened to my mom.
on 2008-01-19 When I applied for my mother one, it said they would contact her in 2 weeks. She had no reference #. She was not approved. I think that might mean not approved. Don't just count on it, but that is what happened to my mom.
Comment 4 by crazy2k5
You Might Get It on 2008-01-19
Dont count yourself out yet. I applied a couple of weeks ago and they said my application needed further processing and I called a couple of days later and they told me they had mailed out my card.
on 2008-01-19 Dont count yourself out yet. I applied a couple of weeks ago and they said my application needed further processing and I called a couple of days later and they told me they had mailed out my card.
Comment 5 by meya
Hey Roy on 2008-01-19
I wouldnt be surprised if it was a denial or approval, target will play games with you (denial after 10 tries) before they issue a card. Well at least this was my and a few others experience. You might have the card, try calling them and see
on 2008-01-19 I wouldnt be surprised if it was a denial or approval, target will play games with you (denial after 10 tries) before they issue a card. Well at least this was my and a few others experience. You might have the card, try calling them and see
Comment 6 by chrispa
Target on 2008-01-20
Further processing with target is like a 50/50 chance of getting it or being shot down by them. This bank is unpredictable.
Good Luck,
ChrisPA
on 2008-01-20 Further processing with target is like a 50/50 chance of getting it or being shot down by them. This bank is unpredictable. Good Luck,
ChrisPA
Comment 7 by roy456
Approved For Regular on 2008-01-22
I just called and they said that I had to verify more info. They asked about a truck that I had what age is my mom and what county that I live in. Approved me for 200.00 for the regular Target card. This is my lowest yet.
How is it that everyone can get 1000.00 or more and me only get 200 or 300 or 500 on different credit cards. No late payments ever reported on my credit reports.
on 2008-01-22 I just called and they said that I had to verify more info. They asked about a truck that I had what age is my mom and what county that I live in. Approved me for 200.00 for the regular Target card. This is my lowest yet.How is it that everyone can get 1000.00 or more and me only get 200 or 300 or 500 on different credit cards. No late payments ever reported on my credit reports.
Comment 8 by meya
That's Target For Ya! on 2008-01-22
Oh don't worry, nearly all the posts in here states that they start off at $200 cl with Target. The ones with the $2k limit are usually the Target Visa, or someone with nearly a 800 credit score. They will increase your limit with time. I am still taking Eric's advice about the 5 months first increase. I am still at $200 and it has been 5 months ago almost since I had the card. The only bad thing is, "We can't call in for a limit increase" because it is generated by computers. :(
on 2008-01-22 Oh don't worry, nearly all the posts in here states that they start off at $200 cl with Target. The ones with the $2k limit are usually the Target Visa, or someone with nearly a 800 credit score. They will increase your limit with time. I am still taking Eric's advice about the 5 months first increase. I am still at $200 and it has been 5 months ago almost since I had the card. The only bad thing is, "We can't call in for a limit increase" because it is generated by computers. :(
Comment 9 by eric
CLI on 2008-02-05
They start everyone off at $200, they will increase you in 3 months to $500 guaranteed.
on 2008-02-05 They start everyone off at $200, they will increase you in 3 months to $500 guaranteed.
Comment 10 by meya
Eric on 2008-02-05
Then tell me why I am still stuck at $200 5 months later? This is what I don't seem to understand, and you cant even call in and ask for a cli. I sent a online message through them complaining about a cli and they sent nothing back but the "We review on a periodic basic" blah, blah, blah. This is why I am about to close it, I don't even go to target, I just did it to prove a point of being rejected too many times from them. Do you think they know? Hehehehe
on 2008-02-05 Then tell me why I am still stuck at $200 5 months later? This is what I don't seem to understand, and you cant even call in and ask for a cli. I sent a online message through them complaining about a cli and they sent nothing back but the "We review on a periodic basic" blah, blah, blah. This is why I am about to close it, I don't even go to target, I just did it to prove a point of being rejected too many times from them. Do you think they know? Hehehehe
Comment 11 by krh1air
Double Trouble on 2008-03-07
My wife and I both got this card at the same time about 3 months ago, I have used mine and my wife hasn't. My limit is $500 now and my wife's is still $200
on 2008-03-07 My wife and I both got this card at the same time about 3 months ago, I have used mine and my wife hasn't. My limit is $500 now and my wife's is still $200
Comment 12 by meya
Good Luck on 2008-03-07
I had the target store card for nearly 6 months and they did not give me a cli at all. I closed the account and shredded the card.
on 2008-03-07 I had the target store card for nearly 6 months and they did not give me a cli at all. I closed the account and shredded the card.
Comment 13 by em072205
I'm Betting If You on 2008-05-18
Don't get an application id number that you don't get approved. I didn't get one or at least that I noticed so I'm guessing a denial. Did you ever get your card?
on 2008-05-18 Don't get an application id number that you don't get approved. I didn't get one or at least that I noticed so I'm guessing a denial. Did you ever get your card?
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Disclaimer: This content is not provided by Target National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Target National Bank. Review content is powered by Finance Globe.
