"Stunned"

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Written by: quinny on 2012-09-05

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quinny's review: Callout Comment I applied for this card last April 2011 after feeling lucky about my Citi Diamond Preferred card. well, was I sadly mistaken b/c I received a declined screen. August 29,2012 around 9:00p.m I applied again, waiting impatiently, was told that my application was being reviewed. the next morning I check my status and was approved for $3k. 15 months no interest and 19.99% after. I have three crds $1k, $500, $400 which are Hsbc cards. Citi $10k. The three HSBC cards are charge to about 90% and balance on Citi is $7k I initially had plans not to charge Citi but didn't work out as plan after paying hundreds in interest I decided to apply for this card and an American Express card on the same night to pay off my Citi Balance completely. Luckily, I was approved for both. Hist, no miss payments, no negatives and 3 inquires. Fico 710 according to Discover. My card was Delivered in 48 hrs.

3 Comments

Comment 1 by wanderer
Re: Stunned User Icon on 2012-09-06

Remarks You scored big with Discover. FG posters are on a winning streak since last summer. Super CL. You may want to consider paying down on your debt which affects utilization and in the end FICO Scores.
Comment 2 by thomas1
Re: Stunned User Icon on 2012-09-22

Remarks Congrats on your approval! Keeping utilization between 1-9% is best for optimum FICO scoring.
Comment 3 by kiejon9
Re: Stunned User Icon on 2012-10-16

Remarks Congrats on your approval!
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