"APPROVED!": Walmart® Credit Card Review

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Written by: patrick12 on 2009-10-25

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I was shopping at Wal-Mart today, and since I have been working so hard on rebuilding my credit I decided to try my luck and apply, after the cashier entered my drivers licence number and swiped my Direct Rewards Discover Card for verification, I entered in my personal information on the key pad, after I did that the cashier entered some more information and processed the application. When the printer started moving I about fainted, I couldn't believe it, finally approved! I am glad to have a GE Money card to add to my collection! It said temporary credit line 300.00 so I don't know if that means its my final limit, I guess Well have to Wait and see! It was a hard pull on Equifax, checked it today, 672 Score! Do any of you know how long it takes to get considred for the Discover Card? This really made this a great weekend for me! Finally starting to get my dignity back!





5 Comments

Comment 1 by kdb030609
Re: APPROVED! on 2009-10-26

Congratulations on your approval ! It definately feels good when they show some love. One of my experiences with GE Money Bank. It was when I applied for a Paypal Mastercard online. It said approved $3200 CL. Then it proceeded to tell me my temporary credit line available for use immediately was $1000. So chances are your actual credit line may be higher. But you never know since yours was in store and my experience was online. I will tell you that recently received $500 CLI from GE Money on Universal American Express Card. I didn't even ask for it I just noticed it when I checked my account last week. I think all the banks are starting to relax a little. I hope this info helps!
Comment 2 by hjm331
Re: APPROVED! on 2009-10-26

Congrats on the approval! How did you feel getting approved for a Walmart card in front of the long line? Don't hurt yourself by showboating too much ;)

Hope you enjoy your new card and continue building your credit history with positive tradelines.
Comment 3 by moniqueluv
Re: APPROVED! on 2009-10-26

Congratulations!!! It must be nice to have a walmart card I hope one day I will get one to sice I'm starting to rebuild
Comment 4 by wanderer
Re: APPROVED! on 2009-10-26

Congrats! You will aprreciate your new card. They have 3 cents a gallon off at WalMart if you use your card and up to $60 cash treated as a purchase. Enjoy!
Comment 5 by rockin35
Re: APPROVED! on 2009-11-02

Thats a good limit. My friend was approved for $150 dollars last year. Generally speaking WalMart starts at much smaller credit lines than most.

I'm happy for you!!! Take Care..
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