PNC Bank Platinum Business Rewards MasterCard®


The PNC Bank Platinum Business Rewards MasterCard® comes with everything you expect and need. Flexible repayment terms. Payment tracking and reporting for increased financial control. Separates your business expenses from personal.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Business $0* 0.00% for 7 Billing Cycles N/A* 7.99%* - 13.99%* Flexible Options
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Quick Summary:
This MasterCard rewards card with flexible options is issued by Elan Financial Services . This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 7.99%* and may be as high as 13.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR of 0.00% for 7 Billing Cycles*. There is no annual fee for this card.*

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO credit score of 804 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Elan Financial Services product.

Other Basics:
The grace period listed for the PNC Bank Platinum Business Rewards MasterCard® is at least 20 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Rewards and Benefits:

  • Special Introductory Rate - 0% APR1 for 7 billing cycles on Balance Transfers.
  • Earn generous rewards - Earn points with every net dollar charged to the business credit card that can be redeemed for travel, merchandise, gift certificates or cash.3
  • Save money - No Annual Fee
  • Customer Service - 24/7 access to Service Representatives and free online account access
  • Protection from unauthorized use - MasterCard Zero Liability Protection from unauthorized purchases or fraud (restrictions apply)**
  • PNC Security Assurance - including our Identity Theft Resolution**
  • Purchase Assurance® and Extended Warranty protection - get even longer protection against product defects when you purchase them with your PNC business credit card**
  • Protection when you travel - Insure and protect your business travelers with business and travel services**

    Approval Rate:
    Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

    There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 804, then your chance of approval may be even greater.

    Approval Time:
    Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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