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| The Review:I just received the CC in the mail. It arrived much faster than I expected being that you subscribers of Finance Globe stated that it would take a month to arrive.
What is even more strange is that I have a $1,750.00 limit, but a 22% APR and a $36.00 annual fee. This is puzzling...do they expect me to maintain a balance and therefore are charging me such a high APR?
Well, thank you Merrick Bank for the high limit, but I don't plan on carrying a balance...
Comments On This Review: (7 Total)
Comment by Yoyo11 - Posted on 2008-05-05
 For some reason oranother "Hooters" were sending card a little late so i guess they picked up. The limits of this card varies more than any card I've ever seen with a card company. One person got a $8000 limit, $14000 limit down to $500 and $750...i would call them to see if they could take off your annual fee. I'm surprised that they gave you one with that CL.
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| Comment Title: Hooters Card 1 |
Comment by ARod - Posted on 2008-05-05
I say call them and see if they lower your Apr. with no annual fee
I got a Credit line just like you $1750.00 with no annual fee and my apr is 0 until 6 month then 14 % APR
But listen it depends on your credit file ..I love hooters and they will raise your credit line like in a year..
Enjoy your new card and yes give them a chance you'll see.
Take care,
Alex
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Comment by Eric - Posted on 2008-05-08
I wouldnt carry a balance on it...I got my Hooters card in Jul-Aug 2007 with a $1500 CL $59 AF and 27% APR...I got a CLI of $250 bring me to $1750 about a month ago...I havent used the card since Dec and I have no balance on it...I think Im going to use this card strictly for my itunes account and keep my pif status on it.
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| Comment Title: Toll Free Fax Number? |
Comment by Hjm331 - Posted on 2008-05-08
Does anyone know if they have a toll free fax number? I applied for the card and they want me to fax my SS card and Driver's License. I can't send long distance faxes so does anyone know if they have a toll free fax number. I called CS and the lady was so quick to tell me that they don't have one making me feel like I'm not welcome to the Hooter's Family lol
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Comment by Wildrage2 - Posted on 2008-05-08
Not a lot of banks have a toll-free fax number. There may be some online fax options (either for free or for a fee) if you have access to a scanner. If not, a place like Kinkos offers faxing for a small fee.
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Comment by Wildrage2 - Posted on 2008-05-08
Lol...i was trying to find a toll free number through google and came across:
http://www.merrickbanksucks.com/
Some people have too much time on their hands...
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| Comment Title: RE: Wildrage |
Comment by Hjm331 - Posted on 2008-05-08
That's nothing, there are websites like amexsux.com and www.bankofamericasux.com/
lol
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