The Review:

Got a preapp in mail a few days ago, I was debating whether I should apply in store or online...

;) I couldnt wait so I applied today 5/5/08 and got instant approval for $300 which is low. My Fico's vary around 665.

I called JCP soon after and spoke w. an american lady ;) to see if I could get a higher CL and she said that I would need to go into the store and have them call in once they verify my identity.

I will do that once I get my card or maybe sometime this week. This would b my 2nd GEMB card. 1st being the Walmart Card with a lousy CL of $200!!

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Comments On This Review: (3 Total)

Comment by Meya - Posted on 2008-05-05 This is a great card to have, you are going to find yourself shopping constantly when the coupons start rolling in. I just got a $15.00 coupon for a purchase of $15 or more. hummmm, let me go to jcpennys this weekend. Congrats

Comment by Ash - Posted on 2008-05-05 Hope you get it... Gemb has driven me crazy for the past several months. I couldn't get a lowes card, and the JC pennys on a second try. I'm stuck with the walmart for now. Anyways good luck!

Comment by KellBell - Posted on 2008-05-06 I love JC Penney's. You can also use this card at Sephora.