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| Overall Satisfaction |  |
| Customer Service |
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| | Account Management | | |
Delivery Time | Not Rated
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| The Review:I applied for this card around Christmas time and I thought that I wasn't approved. I sort of gave up on this one until I started applying for credit in late March and much to my surprise, was getting approved left and right. I decided to apply again whereupon I received correspondence from Target National Bank stating that they still had my application on file, but needed identity verification. They requested a utility bill in my name and a photocopy of my driver's license with my married name on it. I couldn't furnish either. My driver's license states my maiden name and all of my utilities are in the hubby's name. So I sent them a lengthy letter stating my position, some photocopies of receipts from online orders sent to my current address with my married name, and a photocopy of my pay stub.
I let that ride for a couple weeks and voila! The Redcard comes in the mail..$200.00 limit!
Should I call to ask for the Visa? Or even a CLI? It seems that everything is negotiable...
Comments On This Review: (8 Total)
Comment by Wildrage2 - Posted on 2008-05-08
 From what I've read here, your chances at a higher limit are nearly null. Some people have reported having this card for a year and still stuck at $200.
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Comment by KellBell - Posted on 2008-05-08
Bummer. Maybe I will buy some chair pads for my outdoor patio set or something...
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| Comment Title: You Know What.... |
Comment by Hjm331 - Posted on 2008-05-08
I heard that if you make your first 3 monthly payments on time, they will give you an increase but I don't know by how much. That's something to look forward to though.
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| Comment Title: Not Impressed |
Comment by Casey - Posted on 2008-05-08
I was never impressed with this card... had it 9 months, still at the original $200. Sockdrawered...
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| Comment Title: I Got The Same |
Comment by ARod - Posted on 2008-05-08
I applied for the visa they gave me the red card and a credit line of $200 and yes its now in.......take a guess.................SOCK DRAWER ...any way good luck to you..this is there credit line for good and fair credit...
Alex
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Comment by RivasGlo - Posted on 2008-05-08
Got this card 04/2007 started at $200. 3 months later I got an increase to $500 and now it sits a year later at that same $500... Good luck to you!
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| Comment Title: I Would Not Press My Luck |
Comment by Meya - Posted on 2008-05-08
The $200 is there for a reason. In my case, I had the card for 5 months and could never get an increase, while others were receiving $300 cli's. So I cancelled it. If I were you Kellbell, I will stop while you are ahead, the inquries are going to start giving you denials from tier one and subprimed creditors. Just a little throw in for you, I know you make your won choices.
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| Comment Title: You're Right |
Comment by KellBell - Posted on 2008-05-08
I went a little application crazy because I was so proud of myself that I had rebuit my credit. You are right that I will start getting denials because well, I was denied the GM card due to "too many inquiries" and "too many new accounts"!
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