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• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

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• 0% introductory APR on credit card purchases and balance transfers for 6 billing cycles from account opening
  
• 0% for 12 billing cycles on automotive repair purchases from date of repair purchase
  
• 1% cash-back rebates on all purchases each month
  
• No annual fee
  
• 24-hour online account management
  
• 24-hour credit card customer service