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• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

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Our Easy Rewards Platinum credit card makes it easy to earn points for the rewards you want.

• Earn 1 point for every $1 spent on eligible purchases*
  
• Redeem your points for travel, gift cards or merchandise with no blackout dates or redemption fees
  
• No point limits €“ earn as many as you want
  
• Points do not expire
  
• No annual fee

You can also take advantage of these additional Visa features and benefits:

• Cardholder inquiry service
  
• Emergency card replacement and emergency cash disbursement
  
• Lost/stolen card reporting
  
• Visa Zero Liability
  
• Auto rental collision damage waiver