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• 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
• 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
• Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
• 24/7 access to a U.S.-based Account Manager within 60 seconds
• $0 Fraud Liability plus automatic mobile and email fraud alert options
• Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
• *Click apply to view rates, fees, rewards, limitations and other important information

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10% off¹ an entire day of shopping at Target. Now that's a nice welcome.

When you open a REDcard account with Target, you deserve a little instant gratification. So right away, you'll receive a certificate good for a 10% off day at Target and 10% off an entire purchase at Target.com. When you sign up online, you can use your 10% discount immediately (ultra-instant gratification) or wait for it to come with your actual REDcard in a few days.

Go ahead and get used to 10% off² days. Because with Rewards, the more you use your REDcard, the more sale days you get. Shop RED.