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Credit Cards for Poor Credit
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Credit cards for poor credit may assist applicants in building or rebuilding credit. You may build, rebuild, or reestablish your credit history by making on time monthly payments to all of your creditors and maintaining your balances under the credit limits.

 

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SKYPASS Visa® Secured (Korean Air)

Safely build or re-establish your credit* and receive 3,000 Bonus Miles with your first purchase!* Every time you use your card, you'll earn SKYPASS miles.


  • 3,000 SKYPASS bonus miles with your first purchase*
  • Credit limit based on your deposit, from $300 to $5,000*
  • 1,000 Bonus miles at renewal*
  • Earn 1 mile for every $1 net purchase
  • $250,000 in Travel Accident Insurance*

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$50*N/AN/A16.24% (Variable)*24 DaysAirlinesBe the first to write one



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U.S. Bank Secured Visa®

A U.S. Bank Secured Credit Card is a great way to help build or re-establish your credit history while enjoying worldwide purchasing power and flexibility. Plus, you can make your purchases with comfort, knowing you are protected against unauthorized transactions.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Limited, PoorSecured$35*N/AN/A20.99% (Variable)*24 DaysNoneBe the first to write one



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Gordmans Credit Card

Bonus Rewards Program Back & Better Than Before


  • A $10 reward for every $200 charged to your Gordmans credit card*
  • A 10% discount on your first purchase**
  • Special discounts & coupons in monthly billing statements
  • In-store or online payment methods
  • Special birthday discount of 10% off your entire purchase
  • Advance notice of upcoming events & promotions
  • Special no-payment offers
  • No annual or membership fees
  • Other exclusive cardholder benefits

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Limited, PoorConsumer$0*N/AN/A22.80% (Variable)*25 DaysStoreBe the first to write one



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Cato Credit Card


  • Use it at any Cato or It's Fashion store.
  • No annual fee.
  • No need for cash or checkbook.
  • No finance charge if balance is paid in full on or before your next billing date.
  • Receive exciting fashion news.
  • Account Protection Plan.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Limited, PoorConsumer$0*N/AN/A22.9%*28 DaysNone1



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NetSpend® Prepaid MasterCard®


  • 100% Approval - No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New! Get rewarded with NetSpend Payback Rewards™

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedDebitSee Terms*N/AN/AN/ASee Terms*NoneBe the first to write one



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NetSpend® Visa® Prepaid Card


  • 100% Approval - No credit check required*
  • Get paid up to 2 days faster with free Direct Deposit*
  • Pay rent, utilities and other bills online or over the phone
  • Track spending with online budgeting tools and alerts to your mobile phone
  • Funds are FDIC insured up to the current coverage limit
  • New! Get rewarded with NetSpend Payback Rewards™

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedDebitSee Terms*N/AN/AN/ASee Terms*NoneBe the first to write one



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Fifth Third Secured MasterCard®

If you are beginning to establish or rebuild your credit, a Secured MasterCard® credit card is the right card for you. For a $24 annual fee, you can begin enjoying all the benefits and convenience of owning a credit card while building your credit history with the reassurance of a secured credit card.


  • $24 annual fee
  • Automatic savings at thousands of retailers
  • Free* Internet Banking and Bill Payment
  • Free Cell Phone Protection if your phone is accidentally damaged or stolen. Simply pay your wireless phone bill each month with your Fifth Third Bank Credit Card. For more details visit www.my53card.com/cellphone

    How It Works


  • Deposit as little as $300 in a Fifth Third Savings Account
  • Your credit line will be tied to the amount of money in your Savings Account
  • Purchases made on your Secured credit card will be charged to your card (amount will not be deducted from your Savings Account)

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Limited, PoorSecured$24*N/AN/A23.99% (Variable)*21 DaysNoneBe the first to write one



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BBVA Compass Optimizer Secured Visa®

The BBVA Compass Optimizer Card is a secured credit card, which means your credit line is backed, or secured, by a collateral savings account. Designed for people who need to build or improve their credit history, this card gives you the financial flexibility and convenience you need for today’s world.

    * Looks and works like a regular credit card
    * Credit line is secured by an interest-bearing collateral savings account
    * Credit line can be increased anytime with deposits to savings account
    * Acceptance at over 28 million locations worldwide that accept Visa®

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedSecured$40*N/AN/A16.24% (Variable)*25 DaysNoneBe the first to write one



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Choose n Charge® from Seventh Avenue

Choose 'n Charge: the convenient credit plan from Seventh Avenue ®


  • BUY NOW, PAY LATER. No down payment (subject to final credit approval)
  • Monthly payments as low as $20 (see payment terms)
  • Use it for online and catalog orders
  • Earn higher credit limits as you build your credit with us

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedConsumer$0*N/AN/A5.5% - 23.99%*25 DaysNone3



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First Savings MasterCard®

First Savings Bank is introducing MasterCard® SecureCodeTM, which is a free service designed to enhance your existing First Savings Bank MasterCard® account. It's a private security code which protects you against unauthorized use of your card when you shop online at participating merchants. The SecureCode acts just like a Personal Identification Number (PIN) at the ATM, all you do is enter your private SecureCode during checkout at participating online merchants when prompted by First Savings Bank. Once your identity is confirmed, your purchase is complete.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumerSee Terms*N/AN/ASee Terms*See Terms*None4



 

 

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 



 

 

 

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