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Credit Cards That Give Instant Response
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Credit cards in this category normally give instant or fast responses to a credit card application, using an automated system.

 

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Dillards™ Credit Card

Recieve a 10% Off All-Day Shopping Pass for every 1,500 points you earn. Good on the day of your choice for all merchandise in the store or online. Every item. Every brand. There's no limit to how much you can save - you choose the day!


  • $1 spent at Dillard's = 2 Dillard's Rewards Points
  • $1 spent at Grocery Stores and Gas Stations = 2 Dillard's Rewards Points (with your Dillards American Express Card)
  • $1 spent anywhere else = 1 Dillard's Rewards Point (with your Dillard's American Express Card, everwhere American Express is welcomed)

You'll automatically recieve a bonus 10% off All-Day Welcome Shopping Pass in your first statement when you spend just $100 the day you open your account.* (maximum discount $100)

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/AN/A22.99% (Variable)*25 DaysStore27



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Jared® Credit Card

Become a Jared® Cardholder today. Applying is quick, simple and safe.


  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on jared.com or at any Jared® The Galleria Of Jewelry


Take advantage of online account management:


  • View your account activity
  • Pay your bill electronically
  • Check your balance and recent activity
  • Update your information

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumer$0*N/AN/ASee Terms*25 DaysNone9



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Barclaycard Financing Visa® Card


  • Get 12 months deferred interest on your first Apple purchase of $899 or more if paid in full by the end of the promotional period. (if not paid in full within 12 months or if a late payment is made, interest will be charged from the purchase date at the current variable purchase APR).*
  • Or if your first Apple purchase is less than $899, get 6 months of no interest financing (after the promotional period, the introductory APR will be the then current variable purchase APR).*
  • No Annual Fee.*
  • Use your card wherever Visa is accepted.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/AN/A22.99% (Variable)*23 DaysNone5



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Dell Preferred Account

It's easier than ever to get your hands on a Dell. Enjoy exclusive special offers when you use your Dell Preferred Account.


  • Promotional financing offers and future discounts (for qualified customers)
  • No pre-payment penalty or annual fee
  • Credit decision in 60 seconds
  • Zero % Liability on unauthorized charges

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Fair, GoodConsumer$0*N/AN/A19.99% - 29.99%*25 DaysNone9



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US Airways(SM) Dividend Miles Premier World MasterCard®



  • Earn Bonus Miles
  • Get Miles for every Purchase
  • Up to 10,000 Miles for Balance Transfers
  • No Mileage Cap

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$89*0.00% for 15 Billing Cycles*N/A15.99% - 24.99%*23 DaysAirlines2



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Horizon Gold Credit Card

Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau.



  • $500 Credit Limit*
  • Guaranteed Approval
  • No Credit Check
  • Fast Online Application
  • No Employment Check
  • Reports to a Major Bureau
  • Always 0.0% APR

*Click Apply to See Card Terms & Conditions for Details

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Poor, LimitedConsumerSee Terms*N/AN/AN/ASee Terms*NoneBe the first to write one



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eBay MasterCard®

Now you can get the rewards you want with every purchase you make, both on and off eBay. Choose from 3 unique card designs and the option to add your eBay User ID. Open an account today to get all these great benefits:


  • Rewards on eBay - Earn 1 reward point for every dollar you spend in purchases with your card-anywhere MasterCard is accepted. Then, you can redeem your points for anything on eBay!
  • Safe Shipping - You're protected if your eBay item is not received. Just notify GE Money Bank within 60 days of billing*.
  • Fits Perfectly with PayPal® - You can view your Card spending and check your reward points right from your existing PayPal account. There's no separate log-in needed. If you're not already a verified PayPal member, you'll become one automatically when you get your Card.
  • Immediate Access to Credit - Apply and get a 30-second credit decision. You can start shopping with your eBay MasterCard account right away-and earning points towards rewards.
  • Zero Liability - You won't be liable for any unauthorized purchases made with your Card.
  • 24/7 Customer Service
  • No Annual Fee

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
FairConsumer$0*N/AN/A19.99% - 23.99%*25 DaysStore7



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Wells Fargo® Visa® Platinum Card

This popular credit card offers no annual card fee and introductory purchase APRs as low as 0%. Once you receive your new credit card, you can customize the design using the Wells Fargo Card Design StudioSM service. Showcase what's truly important to you, from snapshots of family and pets to photos of a favorite hobby.

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
GoodConsumer$0*3.90% for 6 Billing Cycles*0.00% for 6 Billing Cycles*10.15% - 22.15%*25 DaysNone11



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HSN Platinum Rewards MasterCard®


  • Special financing offers
  • VIP coupons & discounts
  • Early access to merchandise
  • Shipping deals
  • Opportunity to earn free shipping coupons on jewelry, beauty, fashion, shoes and accessories.*

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
Fair, Above AverageConsumer$0*N/AN/A21.24% (Variable)*21 DaysStoreBe the first to write one



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Avenue Preferred Gold Card


  • 10% off your first online order with instant approval
  • Card valid in stores and online
  • Special offers
  • Advance notice of sales
  • Additional cards at no extra cost
  • Detailed monthly billing statements to track your purchases
  • Online view of your account information

Credit TargetTypeAnnual FeeBT Intro APR Purchase Intro APRRegular APRGrace PeriodRewardsReviews
PoorConsumer$0*N/AN/A22.80% (Variable)*25 DaysNone4



 

 

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* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 



 

 

 

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