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Individual consumers have a very large variety of credit cards to choose from. Cards are available for nearly all credit ratings. |
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Compare | | Capital One® Cash Rewards- 50% bonus on the cash back you earn every year
- 1% cash back on all purchases
- Earn unlimited cash back that doesn't expire
- Redeem cash back anytime for any amount, even set automatic redemptions
- Personalize your card with an image of your choice
- 0% intro APR on purchases until February 2014
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Limited | Consumer | $39 | N/A | 0.00% until February 2014* | 19.8% (V) | 25 Days | Cash Back | 5 |
Compare | | Blue Cash Everyday® Card from American Express- Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
- Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
- No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
- Terms and Restrictions Apply.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 | N/A | 0.00% on purchases for 12 Months* | 12.99% - 21.99% Variable | See Terms* | Cash Back | 9 |
Compare | | Gold Delta SkyMiles® Credit Card from American Express- Bonus Miles: Earn 30,000 bonus miles toward Award Travel after you spend $500 on the Card within the first three months of Cardmembership.
- Earn As You Spend: Get 2X miles on Delta purchases and 1X miles for all other eligible dollars spent.
- Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
- Premium Travel Perks: Settle in sooner with Priority Boarding, and enjoy the skies with 20% in-flight savings to use toward meals, beverages, and movies awarded as a statement credit.
- $0 introductory annual fee for the first year, then $95.
- Terms and Restrictions Apply.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 intro annual fee for the first year, then $95 | N/A | N/A | 15.24% - 19.24% Variable | 25 Days | Airlines | 25 |
Compare | | TrueEarnings® Card from Costco and American Express- 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
- 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
- Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
- The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
- Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
- Terms and restrictions apply.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | No Annual Fee with your paid Costco Membership | N/A | 0.00% on purchases for 6 Months* | 15.24% variable | 20 Days | Cash Back | 7 |
Compare | | Capital One® VentureSM Rewards Credit Card- 2 miles per dollar on every purchase, every day
- As seen in Money® Magazine's "Best" issue three years in a row. - Money® Magazine May 2010, 2011, 2012
- Earn 10,000 bonus miles when you spend $1,000 on purchases within the first 3 months, equal to $100 in travel
- Redeem your miles for any travel expense
- No limit on the miles you can earn and miles don't expire
- Fly on any airline, any time with no blackout dates
- No foreign transaction fees
- $0 intro annual fee for the first year; $59 after that
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 intro for first year; $59 after that | N/A | N/A | 13.9% - 20.9% (V) | 25 Days | Airlines | Be the first to write one |
Compare | | Capital One® Platinum Prestige Credit Card- 0% intro APR until August 2014 on balance transfers
- 0% intro APR until August 2014 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent, Good | Consumer | $0 | 0.00% until August 2014* | 0.00% until August 2014* | 10.9% - 18.9% (V) | 25 Days | None | 3 |
Compare | | Citi Simplicity® Card- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- No late fees - EVER
- No penalty rate - EVER
- No annual fee - EVER
- Save time when you call with fast, personal help, 24 hours a day.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0* | 0.00% for 18 Months* | 0.00% for 18 Months* | 12.99% - 21.99%* (Variable) | 23 Days | None | 1 |
Compare | | Discover it®- The new Discover it card is out to change the way people think about credit cards.
- Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
- Generous…5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
- Plus a Cashback ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card.
- Flexible…Choose your own due date and pay up to midnight ET online or by phone.
- Human…talk to a real person any time with 100% U.S.-based service.
- Safe…Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee.
- 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $0 | 0.00% for 14 Months* | 0.00% for 14 Months* | 10.99% - 22.99% (V)* | See Terms* | Cash Back | 2 |
Compare | | The Lufthansa Premier Miles & More World MasterCard®- Earn 20,000 award miles after your first purchase
- Earn an additional 30,000 award miles when you spend $5,000 on purchases in the first 90 days
- Cardholders receive a companion ticket annually.
- Enjoy 2 award miles per $1 on Miles & More integrated airline ticket purchases
- Earn 1 award mile per $1 spent everywhere else
- No mileage expiration with monthly qualifying purchases
- 0% Intro APR on purchases and balance transfers for the first 12 months after account opening, after that a variable APR currently 15.99% to 24.99% depending upon your creditworthiness.
- Please see terms and conditions for complete details
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | $79 | 0.00% for 12 Billing Cycles* | 0.00% for 12 Billing Cycles* | 15.99% or 24.99%* (Variable) | See Terms* | Airlines | 1 |
Compare | | American Express® Gold Card- Access to Exclusive Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection
- Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite merchants
- Get discounts and low rates at hotels and resorts, plus a $75 hotel credit when you book through Gold Hotel Collection
- $0 introductory annual fee for the first year, then $125
- Terms and Restrictions Apply
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| Credit Target | Type | Annual Fee | BT Intro APR |
Purchase Intro APR | Regular APR | Grace Period | Rewards | Reviews |
| Excellent | Consumer | Introductory annual fee of $0 for the first year, then $125 | N/A | N/A | N/A | See Terms* | Airlines | 12 |
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* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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