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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Good Credit $0 0.00% for 6 billing cycles on Balance Transfers and Purchases 13.50% Travel 20 DaysConsumer  

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Maximum Rewards Platinum Edition Travel Visa Card

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APR: 14.99%
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Maximum Rewards(SM) Platinum Edition® Travel Visa® Card

Quick Summary:
This is a Visa travel rewards card, where you can expect travel or even airmiles earned for purchases made. This card is issued by First National Bank Omaha. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 13.50%.

APR's:
There is an introductory APR as low as 0.00% for 6 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.50% to the U.S. prime rate.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 739 is recommended for a higher chance of approval for the Maximum Rewards(SM) Platinum Edition® Travel Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Maximum Rewards(SM) Platinum Edition® Travel Visa® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 739, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

With Maximum RewardsSM, you can earn more than just travel rewards. Your points add up quickly to give you access to an incredible variety of choices–from travel rewards to exclusive gift cards, electronics, clothes and household items to the most luxurious indulgences

  • Introductory 0% APR* on purchases and balance transfers for the first 6 billing cycles after your account is opened
  • Earn 3 points for every dollar spent on air travel and hotels*
  • Earn rewards with every purchase*
  • Huge array of redemption rewards
  • No annual fee
  • Online access to view transactions, pay your bill, view up to 7 years of prior statements and more!




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying. Is this the card you want? Apply On-line

 

 


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Consumer Card Rate Comparison

APR13.50%
Avg. APR**12.35%
Annual Fee$0
Avg. Annual Fee**$8.23

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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