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Nationwide Bank® Visa® Credit CardQuick Summary: This is a Visa cash back rewards card issued by Nationwide Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 7.24%* and may be as high as 19.24%* Variable*, depending on your credit worthiness*.Important Rates: There is an introductory APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards: This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 769 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Nationwide Bank® Visa® Credit Card is at least 25 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 769, then your chance of approval may be even greater. Approval Time: Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details:
- 0% introductory APR on credit card purchases and balance transfers for 6 billing cycles from account opening
- 0% for 12 billing cycles on automotive repair purchases from date of repair purchase
- 1% cash-back rebates on all purchases each month
- No annual fee
- 24-hour online account management
- 24-hour credit card customer service
Other Remarks:
Annual Percentage Rate (APR) for automotive repairs: A 0% fixed APR for the first 12 billing cycles from the date of each automotive repair purchase. *
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 7.24%* - 19.24%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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