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Old Navy Credit CardQuick Summary:
This is a Store rewards card, issued by GE Money. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 24.99%* (Variable)*.Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 21.74% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 662 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Old Navy Credit Card is at least 26 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog. Approval Rate:
There were 12 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 92% of those applicants were approved.
The approval rate for this card is high. Furthermore, if your FICO score is close to or higher than 662, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: Get rewarded every time you shop with your Old Navy card or Old Navy VISA card.
5 points per $1 spent at Old Navy, GAP, Banana Republic, Piperlime, and Athleta
1 point per $1 spent everywhere else VISA credit cards are accepted
$5 Reward Card for every 500 points earned
Other Remarks:
Get 10% off today - Upon approval for an Old Navy Card
or Old Navy Visa Card, save on your entire first purchase.
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 24.99%* (Variable)* | | Avg. APR | 15.86%** | | Annual Fee | $0* | | Avg. Annual Fee | $6.72** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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