Jump down to application and info

Household Bank Platinum MasterCards

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

Rewards:
This is not a rewards card. Although the APR is 14.90% and there are no rewards, you may want to consider that this card does not* have a annual fee.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO score of at least 644 is recommended for a higher chance of approval for the Household Bank Platinum MasterCards, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 644, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

The Household Bank Platinum Cards are great for people who need to continue establishing credit with a brand they can trust. These cards offer value and built in benefits you can use every day and everywhere you shop.

• 0% Introductory APR for 12 months on card purchases and balance transfers, plus no annual fee, for qualified applicants.*
  
• MasterCard's Platinum Benefits that protect and extend warranties for purchases you make with your card.*
  
• Online Account Management access, letting you to manage your account at your convenience.

It is our goal to offer you the credit card that best fits your credit profile. You may be offered a non-platinum secured credit card with other terms and conditions, which will be disclosed before your application is processed.

*Certain restrictions, limitations and exclusions apply, and benefits may not be available in every state. Coverage is underwritten and administered by companies not affiliated with MasterCard or HSBC Bank Nevada N.A. Full details about these programs will be provided if you become a cardmember.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.