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Related Card Offer: Blue Cash® from American Express APR: 9.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Cash Back Apply Now

HSBC Platinum Visa® with Cash Back Rewards

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 2.99% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. The recommendation made by the card issuer is broad, currently between 700-799.

Other Basics:
This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 700, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

• Earn unlimited 1% cash back rewards on new net retail purchases, everywhere you shop!
  
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  
• Receive unique Visa discounts and protection on purchases made with your card.
  
• No annual fee.
  
• Get an instant decision in as little as 60 seconds.

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.   Search Options:  Consumer credit card database All credit cards

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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