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Washington Mutual Visa Platinum®Quick Summary: This Visa offer is issued by Washington Mutual Bank. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 8.99%.APR's: Intro APR Note: The issuer of this card asked that we not discuss the introductory APR, due to variable factors among applicants. Please see the terms and conditions for details.
Standard APR: The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 1.74% to the U.S. prime rate. Rewards: This is not a rewards card. However, depending on your intended use, the low rate of 8.99% may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee. Credit Record Needed: Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 675 is recommended for a higher chance of approval for the Washington Mutual Visa Platinum®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Washington Mutual Visa Platinum® is at least 25 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There were 6 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 83% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 675, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: The WaMu Visa Platinum card has three bonues features - free online access to your FICO credit score,* money-saving discounts to popular restaurants and reatailers, * and automatic credit limit reviews. Plus, you'll enjoy all the travel and shopping benefits you'd expect from a Visa Platinum card - all for no annual fee.
- No annual fee
- No balance transfer fees today
- 3 bonus features
- Free online access to your FICO Credit Score*
- Money saving discounts to popular restaurants and retailers
- Automatic credit limit review
- To apply, use your reservation number online at www.getmyvisa.com or call the phone number supplied below.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 8.99% | | Avg. APR** | 12.28% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.3 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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