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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Poor Credit $50 None 9.99% None Not AvailableSecured  

Applied Bank Secured Visa Credit Card

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Vision Premier(SM) Prepaid Visa® Card
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Applied Bank™ Secured Visa® Credit Card

Quick Summary:
This Visa offer is issued by Applied Card Bank. This is a secured card that does not issue a traditional line of credit. Many consumers use secured cards to help establish or re-build their credit ratings as long as the issuer reports to credit bureaus (see offer details below about reporting information). APR's may vary among applicants, however the lowest standard APR is 9.99%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.99% will apply immediately. The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 9.99% may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO score of at least 479 is recommended for a higher chance of approval for the Applied Bank™ Secured Visa® Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
This card is intended for people that want a secure line of credit. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported. This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 479, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:


  • 60 Second Online Processing
  • Acceptance at over 27 million locations worldwide
  • 100% Fraud Liability Protection
  • Free 24 Hour Online Account Access
  • Credit Bureau Reporting

    Apply Now!




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Secured Card Rate Comparison

APR9.99%
Avg. APR**6.99%
Annual Fee$50
Avg. Annual Fee**$27.33

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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