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Chase Free Cash Rewards(SM) Visaź CardQuick Summary: This is a Visa cash back rewards card issued by Chase. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.99% and may be as high as 19.99%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate. Rewards: This card is a cash back card, where you can expect cash rewards for your purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 779 is recommended for a higher chance of approval for the Chase Free Cash Rewards(SM) Visaź Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Chase Free Cash Rewards Visa Card is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: The approval rate for this card is good from a scale of 1 to 5, currently at a 4. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 779, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
The Chase Free Cash RewardsSM Visaź Card gives you the extraordinary benefit of earning points for every purchase and the power to choose your rewards. Redeem your points for great rewards including cash and gift certificates. The only hard decision will be how to spend your rewards! Apply Now!
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
Rewards
and Benefits:
- Earn 1 point for every dollar in purchases - Choose from a variety of great brand name products.
- 1,000 Bonus Points with your first purchase
- Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
- The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
- No Annual Fee
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 10.99% | | Avg. APR** | 12.11% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.38 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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