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Ohio State University Alumni Association WorldPoints® Platinum Plus® MasterCard®Quick Summary:
This MasterCard rewards card with flexible options is issued by Bank of America. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90% and may be as high as 15.99%, depending on your credit worthiness*.APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 729 is recommended for a higher chance of approval for the Ohio State University Alumni Association WorldPoints® Platinum Plus® MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Ohio State University Alumni Association WorldPoints® Platinum Plus® MasterCard® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 729, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Contribution: With every new account that is opened and every purchase made, Bank of America will make a contribution to Ohio State University - at no additional cost to you
- WorldPoints® rewards: Cash, unrestricted travel, hotel benefits, car rentals, merchandise, gift certificates and more
- Ultimate Access™ rewards: Unique experiences, sports memorabilia, marquee events and more
- Rewards Start at: 2,500 points
- Points: 1 point per $1 in retail purchases
- Points Limit: None
- Points Expire: 5 years
- Platinum Plus® MasterCard®
Rewards
and Benefits:
- Zero Liability- absolute fraud protection against unauthorized use, online and offline
- Access to the MyConciergeSM service, a unique personal assistance service
- 24-hour Customer Service, Secure Online Account Access and electronic bill payment service
- Purchase Replacement provides coverage on purchases that are stolen, damaged or lost, within 90 days of purchase.
- Purchase Guard which may double the manufacturer's original US warranty of a year or less.
- Common Carrier Travel Accident Insurance
- Automatic auto rental insurance***
Other Remarks:
Every Bank of America card includes extra value and protection
- Free Total Security Protection® against fraud and unauthorized use of your card
- Free online access to our award-winning Online Banking service
- Use your credit card for optional overdraft protection on checking*
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.28% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.3 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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