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The GM Extended Family Card®Quick Summary: This is a MasterCard automotive rebate rewards card issued by HSBC Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 14.24% and may be as high as 21.24%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate. Rewards: This card can be used for automotive rebates, where you can expect rewards or discounts for certain purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 689 is recommended for a higher chance of approval for The GM Extended Family Card®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for The GM Extended Family Card® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 689, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: The GM Extended Family Card from HSBC Bank♦ allows GM employees, retirees and family members; GM dealership employees and qualified suppliers to accumulate Earnings that can be combined with the GM New Vehicle Purchase Program discount.* Earnings can be redeemed for cash** or combined with most currently available GM national incentives for an impressive deal on an eligible, new GM vehicle.
So start saving today with the GM Extended Family Card.
Rewards
and Benefits:
- Earn a full 1%*** from your credit card purchases with no annual cap.
- Redeem your Earnings toward an eligible, new GM vehicle or choose to redeem your eligible Earnings as cash back.
- You can redeem on over 60 eligible, new GM vehicles from eight unique GM divisions: Chevrolet, Buick, Pontiac, GMC, Saturn, HUMMER, Saab and Cadillac.
- There is no maximum on the Earnings you accumulate or the amount you can redeem.
- Redeeming is easy — with no complicated forms to fill out.
- Take full advantage of exclusive benefits like up to 20% savings on GMAC auto insurance.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 14.24% | | Avg. APR** | 12.28% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.3 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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