Jump down to application and info

Related Card Offer: Discover® Motiva(SM) Card APR: 11.99% Intro APR: 3.99% Annual Fee: $0 Rewards: Cash Back Apply Now

Total Merrill(SM) Cash Back Visa® Credit Card

APR's:
There is an introductory APR as low as 1.90% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a nearly perfect or flawless credit record. A FICO score of at least 806 is recommended for a higher chance of approval for the Total Merrill(SM) Cash Back Visa® Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Total Merrill(SM) Cash Back Visa® Credit Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 806, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• 1% Cash Back on Virtually All Purchases
  
• No Annual Fee
  
• No annual fee and a low competitive 9.99% annual percentage rate (APR).
  
• Low 9.99% APR for Retail Purchases†
  
• Credit Line may be as high as $250,000
  
• Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.   Search Options:  Consumer credit card database All credit cards

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.