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The IBC PlatinumŽ VisaQuick Summary:
This Visa offer is issued by Barclays Bank, Delaware. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 7.24%* and may be as high as 17.24%* Variable*, depending on your credit worthiness*.Important Rates:
There is a balance transfer offer APR of 0.00% for 6 Billing Cycles*. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.
There is no annual fee for this card.* Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 7.24%* may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 718 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for The IBC PlatinumŽ Visa is at least 20 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 718, then your chance of approval may be even greater. Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- Save with a 0% Introductory APR on balance transfers*
- No Annual Fee
- Manage Your Account Online
- Take Advantage of Instant Visa Rewards
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 7.24%* - 17.24%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $0* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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View rates and fees for all cards.
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