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Related Card Offer: First PREMIER Bank Secured MasterCard® APR: 19.90% Intro APR: None Annual Fee: $69 Apply Now

Centennial® Secured MasterCard®

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 19.90% will apply immediately. The lowest available APR for this card is 19.90%. Please note the Penalty APR listed in the terms and conditions.

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO score of at least 409 is recommended for a higher chance of approval for the Centennial® Secured MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Centennial® Secured MasterCard® is at least 25 days. So interest charges will not be applied during those days.

This card is intended for people that want a secure line of credit. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. Furthermore, if your FICO score is close to or higher than 409, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

• Reports Monthly to 4 Major Credit Bureaus
  
• 24 Hour Account Access by Phone

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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