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Related Card Offer: Blue Sky from American Express® APR: 8.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Airlines Apply Now

HSBC Platinum MasterCard® with HSBC Plus Rewards

APR's:
There is an introductory APR as low as 0.00% for 12 months. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 1.74% to the U.S. prime rate.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 763 is recommended for a higher chance of approval for the HSBC Platinum MasterCard® with HSBC Plus Rewards, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the HSBC Platinum MasterCard® with HSBC Plus Rewards is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 763, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• Earn 1 point for every dollar in net retal purchases, regardless of where you shop.
  
• Redeem your points for cash, or airfare, hotel stays, car rentals, merchandise, gift cards and more...
  
• Enjoy 0% Introductory APR on card purchases and balance transfers for 12 months, for qualified applicants.*
  
• No annual fee, for qualified applicants.

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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