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MasterCard Good Credit $0 0.00% for 12 billing cycles on Balance Transfers and Purchases 10.99% None 20 DaysBusiness  

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Advanta Platinum BusinessCard

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Advanta Platinum BusinessCard®

Quick Summary:
This MasterCard offer is issued by Advanta Business. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 10.99%.

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.

Rewards:
This is not a rewards card. Although the APR is 10.99% and there are no rewards, you may want to consider that this card does not* have a annual fee.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 698 is recommended for a higher chance of approval for the Advanta Platinum BusinessCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Advanta Platinum BusinessCard is at least 20 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 698, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • Prime + 5.99% Variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Business Card Rate Comparison

APR10.99%
Avg. APR**10.64%
Annual Fee$0
Avg. Annual Fee**$6.09

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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