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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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MasterCard Fair Credit $0* None See Terms Store Specific 20 Days*Consumer  

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Best Buy Reward Zone MasterCard

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Best Buy Reward ZoneŽ MasterCardŽ

Quick Summary:
This is a MasterCard rewards card, issued by HSBC Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is .

Important Rates:
We do not have privileges to show the APR due to certain constraints. Please see the card issuer's terms and conditions regarding APR's because the APR Varies*.

There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 602 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Best Buy Reward ZoneŽ MasterCardŽ is at least 20 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 64 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 91% of those applicants were approved.

The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 602, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

Enjoy rewards faster with the Reward Zone® program MasterCard®. Earn 4% on Best Buy purchases and up to 2% elsewhere. Then turn those everyday purchases into music, movies, electronics and more from Best Buy.


 



  • Earn 4% on Best Buy purchases
  • Earn 2% during special promotions throughout the year in popular categories*
  • Earn 1% everywhere MasterCard is accepted
  • Automatic enrollment in the Reward Zone® program
  • Get reward certificates to use towards music, movies, electronics, and more at Best Buy stores
  • Enjoy exclusive bonus point offers throughout the year to earn rewards even faster
  • No annual fee with qualifying credit
  • $0 liability on unauthorized purchases
  • Worldwide acceptance


Other Remarks:

Reward Zone program Points will not be earned for the following: instant rebates and the value of mail-in rebates on purchases, Best Buy Gift Card purchases, purchases paid by Reward Certificate, sales tax, state fees, shipping charges, delivery charges, restocking fees, other excluded charges, and certain items that are excluded in particular promotions. Other exclusions may apply.


Reward Zone program Certificates may not be redeemed for discounts off the following items: prior purchases, purchase of Gift Cards, as payment on any Best Buy credit card or Reward Zone program MasterCard card, or for tax or state fees. Other exclusions may apply.



* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APRAPR Varies*
Avg. APR15.86%**
Annual Fee$0*
Avg. Annual Fee$6.72**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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