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Nordstrom MOD Card®Quick Summary:
This is a Store rewards card that normally offers rebates on specific brand merchandise or purchases. This offer is issued by Nordstrom Bank. This is a secured card that does not issue a traditional line of credit. Many consumers use secured cards to help establish or re-build their credit ratings as long as the issuer reports to credit bureaus (see offer details below about reporting information). APR's may vary among applicants, however the lowest standard APR is 5.00% and may be as high as 19.9%, depending on your credit worthiness*.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 5.00% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate. Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO score of at least 625 is recommended for a higher chance of approval for the Nordstrom MOD Card®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
This card is intended for people that want a secure line of credit. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card. This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to a specific store or catalog. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 625, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details: A debit card exclusively for use at Nordstrom! With one simple swipe, the MOD card draws the total of your days purchases from your personal bank account.
- Inside Nordstrom: Earn 2 rewards points for every net dollar spent at Nordstrom-in store, online and by catalog.
- Earn twice the rewards points during Half-Yearly and Anniversary sales.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Secured Card Rate Comparison
| APR | 5.00% | | Avg. APR** | 6.99% | | Annual Fee | $0 | | Avg. Annual Fee** | $27.33 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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