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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Good Credit $0 None 4.00% to 18.9%* Store Specific 25 DaysConsumer  

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Nordstrom Visa Signature

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APR: 7.49%
Intro APR: 0.00%
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Nordstrom Visa Signature®

Quick Summary:
This is a Visa rewards card that normally offers rebates on specific brand merchandise or purchases. This offer is issued by Nordstrom Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 4.00% and may be as high as 18.9%, depending on your credit worthiness*.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 4.00% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 723 is recommended for a higher chance of approval for the Nordstrom Visa Signature®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Nordstrom Visa Signature® is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 723, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

The global purchasing power of Visa. Plus, enjoy the Signature benefits, such as personal concierge services and enhanced Visa privileges.

  • Inside Nordstrom: Earn 2 rewards points for every net dollar spent at Nordstrom-in store, online and by catalog.
  • Outside Nordstrom: In addition, receive 1 point per net dollar spent everywhere Visa credit cards are accepted.
  • Earn twice the rewards points during Half-Yearly and Anniversary sales.


Rewards and Benefits:

Alternate travel program: Earn 1 rewards point and 1 travel point for each net dollar in purchases at Nordstrom. Receive 1 travel point for each net dollar spent everywhere Visa credit cards are accepted. Redeem travel points with fewer restrictions, on any airline and with no blackout dates.*


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Consumer Card Rate Comparison

APR4.00%
Avg. APR**11.98%
Annual Fee$0
Avg. Annual Fee**$8.14

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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