Jump down to application and info

Related Card Offer: Chase PerfectCard™ MasterCard® APR: 9.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Gas Stations Apply Now

USAA Total Rewards™ American Express® Card

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 5.75% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 1.75% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 733 is recommended for a higher chance of approval for the USAA Total Rewards™ American Express® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the USAA Total Rewards™ American Express® Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved. There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 733, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

With USAA's Total Rewards American Express Card, you earn points towards:

• Cash or charitable donations benefit.
  
• Brand-name merchandise.
  
• Gift certificates from brand-name retailers and restaurants.
  
• Travel on most airlines with no blackout dates.
  
• There's no cap or expiration date on points.

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.   Search Options:  Consumer credit card database All credit cards

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.