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MasterCard Poor Credit See Terms None 9.75% None 25 DaysConsumer  

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Continental Finance Gold MasterCard

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Continental Finance Gold MasterCard®

Quick Summary:
This MasterCard offer is issued by First Bank of Delaware. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. APR's may vary among applicants, however the lowest standard APR is 9.75%.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.75% will apply immediately. The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 9.75% may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect applicants with troublesome credit histories. A FICO score of at least 477 is recommended for a higher chance of approval for the Continental Finance Gold MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Continental Finance Gold MasterCard® is at least 25 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported. The approval rate for this card is average from a scale of 1 to 5, sitting at a 3. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 477, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:


  • Rates as low as 9.75% APR*
  • Unsecured MasterCard Accepted at Millions of Locations Worldwide
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-Annual Credit Limit Increases*
  • Prestige of carrying a Gold card
  • *See website for terms and conditions.




*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying. Is this the card you want? Apply On-line

 

 


 

Consumer Card Rate Comparison

APR9.75%
Avg. APR**12.08%
Annual FeeSee Terms
Avg. Annual Fee**$8.29

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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Application and Other Information

 

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