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The Business Platinum Card® from American Express OPENQuick Summary:
This offer is issued by American Express. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance.Important Rates:
This card does not have an APR. Please read the disclosures regarding payment terms.
There is an annual fee of 450* for this card. Rewards:
This is not a rewards card. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 735 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for The Business Platinum Card® from American Express OPEN is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 735, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: - For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Business Card Rate Comparison
| APR | None | | Avg. APR | 10.84%** | | Annual Fee | $450* | | Avg. Annual Fee | $22.47** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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