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Discover® Student Open Road (SM) Card

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 11.74% to the U.S. prime rate.

Rewards:
This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 688 is recommended for a higher chance of approval for the Discover® Student Open Road (SM) Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Discover® Student Open Road (SM) Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

Approval Rate:
This card has a poor approval or acceptance rate. Since this is a card for good credit, there may be a fairly strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 688, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• 0% Interest* on Purchases 6 months
  
• Build Your Credit History
  
• Full 5% Cashback Bonus® on gas and auto maintenance purchases*
  
• Up to 1% unlimited Cashback Bonus on all other purchases*
  
• Increase, even double, the value of your Cashback Bonus (turn $20 into $40) when you redeem for gift cards or e-certificates from our 80 Cashback Bonus Partners
  
• Easiest online account management options
  
• $0 Fraud Liability Guarantee
  
• No Annual Fee

Cashback Bonus® is the only cash rewards program that gives you complete earnings freedom – free rewards, unlimited earnings, never expires as long as you use the Card.

The Cashback Bonus Program gives you the most redemption choices of any cash rewards program: check, electronic deposit to any account, credit to your Discover® Card Account, gift cards or certificates from our partners.

Cashback Bonus® is the only cash rewards program that lets you double the value of your reward with many of our brand name partners.

• 100% Fraud Protection
  
• Online Account Access and Bill Payment
  
• Good Credit Required

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.