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Gold Delta SkyMiles® Business Credit Card from OPEN(SM)Quick Summary: This is a AMEX airline rewards card issued by American Express. This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 14.99%.APR's: There is not an introductory APR for this card, so the lowest or standard rate of 14.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate. Rewards: This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 697 is recommended for a higher chance of approval for the Gold Delta SkyMiles® Business Credit Card from OPEN(SM), but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for the Gold Delta SkyMiles Business Credit Card from OPEN is at least 20 days. So interest charges will not be applied during those days. This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer. American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment. Approval Rate: The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 697, then your chance of approval may be greater than other applicants. Approval Time: Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved. Offer Details:
- Get 15,000 SkyMiles with first purchase
- Earn up to 30,000 Bonus Miles in your first year
- Save 5% on all Delta flights with your Card
- One Delta mile for virtually every dollar you spend
- No annual fee for the first year - a savings of $95
- Unlimited fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Business Card Rate Comparison
| APR | 14.99% | | Avg. APR** | 10.64% | | Annual Fee | $0 | | Avg. Annual Fee** | $6.09 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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