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The Rainbow Card® Platinum Plus® Visa® CardQuick Summary:
This Visa charity rewards card is issued by Bank of America. A percentage of your spendings should be expected to be given to charity. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90% and may be as high as 15.99%, depending on your credit worthiness*.APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards:
This is a charity rewards card, where you might expect rewards to be given to charity. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 743 is recommended for a higher chance of approval for The Rainbow Card® Platinum Plus® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for The Rainbow Card® Platinum Plus® Visa® Card is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 743, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
- Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
- No annual fee
- Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
- Card issued by FIA Card Services, N.A.
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.90% | | Avg. APR** | 12.29% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.7 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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