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Visa Excellent Credit $0* 0.00% for 12 billing cycles on Balance Transfers 9.99*% - 15.99*% Charity 20 Days*Consumer  

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The Rainbow Card Platinum Plus Visa Card

Related Card Offer:
Chase Freedom(SM)
APR: 12.99%
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Annual Fee: $0
Rewards:Cash Back
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The Rainbow Card® Platinum Plus® Visa® Card

Quick Summary:
This Visa charity rewards card is issued by Bank of America. A percentage of your spendings should be expected to be given to charity. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99*% - 15.99*% and may be as high as 15.99%*, depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR as low as 0.00% 12 billing cycles*. The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

There is no annual fee for this card.*

Rewards:
This is a charity rewards card, where you might expect rewards to be given to charity.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 774 is recommended for a higher chance of approval for The Rainbow Card® Platinum Plus® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for The Rainbow Card® Platinum Plus® Visa® Card is at least 20 days*. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 774, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • For every new account that is opened and every purchase made with the card, Bank of America will make a contribution to the Rainbow Endowment - at no additional cost to you! The Rainbow Endowment is a grant making organization that funds the GLBT community.
  • Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash
  • No annual fee
  • Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more.
  • Card issued by FIA Card Services, N.A.




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Consumer Card Rate Comparison

APR9.99*% - 15.99*%
Avg. APR12.49%**
Annual Fee$0*
Avg. Annual Fee$10.08**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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