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Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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AMEX Excellent Credit $0 0.00% for 6 months on Purchases 7.99% to 14.99%* Cash Back 25 DaysBusiness  

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Blue Cash for Business Credit Card

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Blue Cash® for Business Credit Card

Quick Summary:
This is a AMEX cash back rewards card issued by American Express. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 7.99% and may be as high as 14.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 2.99% to the U.S. prime rate.

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO score of at least 760 is recommended for a higher chance of approval for the Blue Cash® for Business Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Blue Cash for Business Credit Card is at least 25 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
The approval rate for this card is at a maximum. If you believe that you fall into the credit record of "Excellent Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 760, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • Up to 5% Cash Back
  • There's no limit on the cash back you can earn
  • Earn cash rewards on purchases made by Additional Cardholders
  • 0% Intro APR for 6 months
  • No annual fee
  • Option to pay over time or pay in full
  • OPEN Savings®: Automatic discounts with FedEx, Delta®, Courtyard by Marriott®, and more



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Business Card Rate Comparison

APR7.99%
Avg. APR**10.64%
Annual Fee$0
Avg. Annual Fee**$6.09

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

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