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MasterCard Poor Credit $0 None Varies* None Not AvailableSecured  

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Western Union Prepaid MasterCard

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Western Union® Prepaid MasterCard®

Quick Summary:
This MasterCard offer is issued by BankFirst. This is a secured card that does not issue a traditional line of credit. Many consumers use secured cards to help establish or re-build their credit ratings as long as the issuer reports to credit bureaus (see offer details below about reporting information).

APR's:
We do not have privileges to show the APR due to certain constraints. Please see the card issuer's terms and conditions regarding APR's because the APR Varies*.A 0% APR is listed for this card, meaning that balances may need to be paid in full each month as charge cards specify, or there is a special program regarding payment. Due to the limited information we have about this rate, we advise you to read the offer details along with the terms and conditions in full.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 0.00% may be considered as a higher importance than rewards. Another consideration is that this offer does not have an annual fee.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO score of at least 504 is recommended for a higher chance of approval for the Western Union® Prepaid MasterCard®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
This card is intended for people that want a secure line of credit. Uses for this type of card may include budgeting funds, adding deposits for later use, building a credit rating (if issuer reports to the credit bureaus), and possibly more. A secured credit line may be compared, or is similar to a debit card.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 504, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Experience the benefits. Carry your money safely and conveniently. Shop online anywhere MasterCard debit cards are accepted. Check your Card balance anytime online or over the phone. Reload your Card at any participating Western Union Agent location in the United States. Direct Deposit your pay check onto your Card and pay NO Monthly Account Maintenance Fee. That's a savings of $4.95 per month.

  • Carry your money safely and conveniently.
  • Shop online anywhere MasterCard debit cards are accepted.
  • Check your Card balance anytime online or over the phone.
  • Reload your Card at any participating Western Union Agent location in the United States.
  • No credit checks! No lengthy applications!
  • Shop wherever MasterCard debit cards are accepted – even online
  • Efficiently manage your money and pay bills because you control how much you put on the Card.
  • Easy to Get, Easy to Use
  • The power of cash. The convenience of plastic


Rewards and Benefits:

One-time non-refundable Activation Fee** $9.95
Monthly Maintenance Fee $4.95 (Free if using direct deposit)


*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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Secured Card Rate Comparison

APRAPR Varies*
Avg. APR**6.99%
Annual Fee$0
Avg. Annual Fee**$27.33

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Secured cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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