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Related Card Offer: Discover® Business Card APR: 13.99% Intro APR: 0.00% Annual Fee: $0 Rewards: Cash Back Apply Now

Starwood Preferred Guest® Business Credit Card from American Express

APR's:
There is an introductory APR as low as 2.90% for 6 months. This intro rate applies towards both balance transfers and purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 9.99% to the U.S. prime rate.

Rewards:
This is a hotel rewards card, where you can expect rewards for certain hotel stays.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 724 is recommended for a higher chance of approval for the Starwood Preferred Guest® Business Credit Card from American Express, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the Starwood Preferred Guest® Business Credit Card from American Express is at least 20 days. So interest charges will not be applied during those days.

This card is intended for business owners. You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Approval Rate:
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 724, then your chance of approval may be greater than other applicants.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

Offer Details:

• Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
  
• Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  
• Redeem at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
  
• Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  
• No annual fee for the first year - a savings of $45
  
• Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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