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The Kentucky Derby Platinum Plus® Visa® CardQuick Summary: This Visa entertainment rewards card is issued by FIA Card Services. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.99% and may be as high as 13.99%, depending on your credit worthiness*.APR's: There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates. Rewards: This is a rewards card that offers leisure or entertainment rewards. Entertainment rewards normally offer the cardholder with rewards related to gaming or national clubs. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 744 is recommended for a higher chance of approval for The Kentucky Derby Platinum Plus® Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for The Kentucky Derby Platinum Plus® Visa® Card is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 744, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Earn 1 point for every dollar in net retail purchases§§
- Receive 10,000 Twin Spires Club points with your new card by making any purchase or cash advance transaction§§
- 0% Introductory APR on balance transfers and cash advance checks for your 12 billing cycles†
Rewards
and Benefits:
- Carry the Kentucky Derby Visa® credit card featuring Twin Spires Club benefits, and relive your favorite horse racing memories every time you use the card!
- Receive 10,000 Twin Spires Club points by making any purchase or cash advance transaction with your new Kentucky Derby credit card account§§
- Redeem your points for merchandise, horse racing publications, TVG Wagering Credits, DRF online redemptions, and special privileges including tickets and even the opportunity to improve your chances for obtaining Kentucky Derby tickets§§
- Earn 1 point for every dollar in net retail purchases made to the credit card§§
- No limit to the number of points you can earn each year
- Upon approval you will be automatically enrolled into the Twin Spires Club, which entitles you to special member offers including contests and email newsletters. Each month Twin Spires Club points earned through your credit card will be credited to your Twin Spires Club account§§
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 9.99% | | Avg. APR** | 12.28% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.3 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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