Home Tools Credit Cards
Finance Globe
    

 
Page navigation: Home > Finance > Credit Cards > FIA Card Services > GoldPoints Plus(SM) Visa® card
 
Power Search
This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

Jump down to application and info

Visa Good Credit $0 0.00% for 12 billing cycles on Balance Transfers 9.90% to 15.99%* Travel 20 DaysConsumer  

GoldPoints Plus Visa card

Related Card Offer:
Blue Cash® from American Express
APR: 12.49%
Intro APR: 0.00%
Annual Fee: $0
Rewards:Cash Back
Blue Cash® from American Express
Apply Now

GoldPoints Plus(SM) Visa® card

Quick Summary:
This is a Visa travel rewards card, where you can expect travel or even airmiles earned for purchases made. This card is issued by FIA Card Services. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 9.90% and may be as high as 15.99%, depending on your credit worthiness*.

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 747 is recommended for a higher chance of approval for the GoldPoints Plus(SM) Visa® card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the GoldPoints Plus(SM) Visa® card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 747, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:


  • Earn 6 Gold Points® for every $1 in net retail purchases at Gold Points issuing merchants§
  • Get 5,000 bonus points after your first purchase
  • 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles†


Rewards and Benefits:


  • Earn an additional 3 bonus Gold Points for every net retail purchase at Gold Points issuing merchants§
  • Earn an additional 3 Gold Points for every net retail purchase on your Gold Points credit card§
  • Whether you're filling up at the gas station or shopping at your favorite boutique, take your Gold Points® Visa® card with you and you could earn up to 6 Gold Points for every net retail purchase you make with your credit card.§
  • Apply today and get 5,000 bonus points after your first qualifying transaction(s) §§
  • Points do not expire and there is no limit to the number of points you can earn each year§
  • Redeem your points for hotel accommodations, dining/discount certificates, cruises, merchandise, getaways, frequent flyer miles and more§



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs.
 
Search by Type Search Options: 
Consumer credit card database
All credit cards

 

Consumer Card Rate Comparison

APR9.90%
Avg. APR**11.98%
Annual Fee$0
Avg. Annual Fee**$8.14

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

Application and Other Information

 

Apply by Phone Apply On-Line Compare Reviews Contact Bookmark
Get Phone Number
Sorry, this application is not available on-line Add 0% of 0 user(s) said yes Lookup
 

 

 

 



 

  


Website: About Us | Finance Glossary | Sitemap | Privacy | Terms | Contact | Printer Friendly | Send this Page
Finance: Credit Cards | Credit Card Rates | Credit Card Reviews | Credit Card Sitemap

Translate: Chinese | Portuguese | Spanish

Copyright ©, Finance Globe. All Rights Reserved.