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Related Card Offer: Blue Cash® from American Express APR: 12.49% Intro APR: 0.00% Annual Fee: $0 Rewards: Cash Back Apply Now

GoldPoints Plus(SM) Visa® card

APR's:
There is an introductory APR as low as 0.00% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is fixed, meaning that the rate will not change with U.S. prime rates.

Rewards:
This is a travel rewards card, where you can expect to earn rewards for leisure or travel.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 747 is recommended for a higher chance of approval for the GoldPoints Plus(SM) Visa® card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the GoldPoints Plus(SM) Visa® card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 747, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• Earn 6 Gold Points® for every $1 in net retail purchases at Gold Points issuing merchants§
  
• Get 5,000 bonus points after your first purchase
  
• 0% Introductory APR on balance transfers and cash advance checks for your first 12 billing cycles†

• Earn an additional 3 bonus Gold Points for every net retail purchase at Gold Points issuing merchants§
  
• Earn an additional 3 Gold Points for every net retail purchase on your Gold Points credit card§
  
• Whether you're filling up at the gas station or shopping at your favorite boutique, take your Gold Points® Visa® card with you and you could earn up to 6 Gold Points for every net retail purchase you make with your credit card.§
  
• Apply today and get 5,000 bonus points after your first qualifying transaction(s) §§
  
• Points do not expire and there is no limit to the number of points you can earn each year§
  
• Redeem your points for hotel accommodations, dining/discount certificates, cruises, merchandise, getaways, frequent flyer miles and more§

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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