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The L.L.Bean® Platinum Plus® Visa® Credit CardQuick Summary: This is a Visa rewards card that normally offers rebates on specific brand merchandise or purchases. This offer is issued by FIA Card Services. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 7.90%.APR's: There is an introductory APR as low as 2.90% for 12 billing cycles. However, this intro rate only applies towards balance transfers. Be cautious that some card issuers may charge higher rates and fees for cash advances.
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.90% to the U.S. prime rate. Rewards: This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases. Credit Record Needed: Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 746 is recommended for a higher chance of approval for The L.L.Bean® Platinum Plus® Visa® Credit Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics: The grace period listed for The L.L.Bean® Platinum Plus® Visa® Credit Card is at least 25 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate: There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 746, then your chance of approval may be greater than other applicants. Approval Time: Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Free regular year-round shipping on purchases made with your L.L.Bean® Platinum Plus® Visa® Card§
- Receive Free monogramming on L.L.Bean products and earn $10 Coupons toward future purchases§
- No annual fee
Rewards
and Benefits:
- Enjoy free regular year-round shipping and handling on L.L.Bean products sent anywhere in the U.S.§
- Free monogramming on L.L.Bean products - create personalized gifts for your family and friends§§
- Earn $10 Coupons- Shop with your L.L.Bean card and earn unlimited Coupon Dollars toward L.L.Bean Merchandise§
- Earn 10% for payments of an Outdoor Discovery School program.
- Earn 3% for net retail purchases made at L.L. Bean.
- Earn 0.5% for net retail purchases made everywhere else Visa is accepted
- Absolute fraud protection against unauthorized use, online and offline
- Secure Online Account Access and electronic bill payment service
- 24 hour Customer Service
*Please view and verify the card offer's terms and
conditions regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 7.90% | | Avg. APR** | 11.98% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.14 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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