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Net Rewards Card®Quick Summary:
This MasterCard rewards card is issued by GE Money and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 7.99% and may be as high as 14.99%, depending on your credit worthiness*.APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 7.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 2.99% to the U.S. prime rate. Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO score of at least 724 is recommended for a higher chance of approval for the Net Rewards Card®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Net Rewards Card® is at least 20 days. So interest charges will not be applied during those days. This card is intended for consumers, or "personal use". This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment. Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Good Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 724, then your chance of approval may be greater than other applicants. Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved. Offer Details:
- Earn 1 point for every $1 you spend
- Redeem points for travel, merchandise, gift certificates or cash*
- Enjoy $0 fraud liability
- No annual fee
- Earn just 2,500 or more points to start redeeming rewards.*
- After your fixed introductory rate of 0% expires, you'll receive a variable APR on purchases.*
Rewards
and Benefits:
- Cash rebates in a range of denominations
- Electronics: cameras, game systems, music players, and more
- Gift certificates for: car rentals, hotels, restaurants, gas stations and other unique reward options
- Housewares and accessories for your home or office
- Gourmet foods
- Sports equipment and other games
- Travel rewards: free airline tickets, hotel stays and full vacation packages
- Jewelry and accessories for men and women
*Please view and verify the card offer's terms and conditions
regarding interest rate, fees, grace periods, approval time and other
information before applying.
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Consumer Card Rate Comparison
| APR | 7.99% | | Avg. APR** | 12.22% | | Annual Fee | $0 | | Avg. Annual Fee** | $8.01 | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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