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Centennial® Gold MasterCard® / Visa®

APR's:
There is not an introductory APR for this card, so the low APR on purchases will apply immediately. However, if you do not make your monthly minimum payments on time, the APR could increase.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate on purchases may be considered as a higher importance than rewards.

Credit Record Needed:
The Centennial® Gold MasterCard® / Visa® is designed for those with less than perfect credit. There are a number of factors that this issuer may consider when making decisions for approval.

Other Basics:
The grace period listed for the First PREMIER® Bank Platinum credit card is at least 25 days on purchases. Cash advances do not have a grace period. This card is intended for consumers for personal use.

Approval Time:
Great news for applicants that do not want to wait on an application status! This card offer may give an instant response to your application status.

Offer Details:

• $50 Credit Limit Increase by Making your first 2 Minimum Payments!*
  
• Credit responses in less than 60 seconds!
  
• Low APR on purchases
  
• Reports monthly to 4 Major Credit Bureaus
  
• A Credit Card for Those with Less than Perfect Credit!
  
• Quality Customer Service
  
• Accepted where you see the MasterCard or Visa logo
  
• Over 3 million credit card holders
  
• Enjoy the benefit of 24-hour phone account access

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.