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This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.
Card Basics

 

Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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MasterCard Excellent Credit $0* 0.00% until 05/2013 on Purchases and Balance Transfers* 10.90%* - 18.90%* (V) None 25 Days*Consumer  

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Capital One® Platinum Prestige Credit Card

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Capital One® Platinum Prestige Credit Card

Quick Summary:
This MasterCard offer is issued by Capital One. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.90%* and may be as high as 18.90%* (V), depending on your credit worthiness*.

Important Rates:
There is a balance transfer offer APR of 0.00% until 05/2013*.There is also a purchase introductory APR of 0.00% until 05/2013*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.4% to the U.S. prime rate.

There is no annual fee for this card.*

Rewards:
This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. The recommendation made by the card issuer is broad, currently between 751-800.

Other Basics:
The grace period listed for the Capital One® Platinum Prestige Credit Card is at least 25 days*. So interest charges will not be applied for purchases during those days. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.

Approval Rate:
There were 2 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 50% of those applicants were approved.

The recent approval rate for this card is very high. Furthermore, if your FICO score is close to or higher than 751, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

  • 0% intro APR until May 2013 on balance transfers
  • 0% intro APR until May 2013 on purchases
  • No annual fee
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

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Consumer Card Rate Comparison

APR10.90%* - 18.90%* (V)
Avg. APR15.86%**
Annual Fee$0*
Avg. Annual Fee$6.72**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

Options: View rates and fees for all cards.

 

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