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Type Credit Needed Annual Fee Intro APR Standard APR Rewards Grace Period Category

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Visa Fair Credit $0* / $20* None 11.99%* - 20.99%* Variable* Other 24 Days*Student  

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U.S Bank College Rewards Visa

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Annual Fee: $0
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U.S Bank College Rewards VisaŽ

Quick Summary:
This Visa rewards card is issued by U.S. Bank and offers unique rewards not listed in our current rewards categories. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 11.99%* and may be as high as 20.99%* Variable*, depending on your credit worthiness*.

Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 8.74% to the U.S. prime rate.

There is no annual fee for this card.* Be advised that although the annual fee is listed as $0, there is a higher annual fee of $20 that exists for this card. This normally exists for "first year no annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details below or terms and conditions from the application for more information.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 644 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the U.S Bank College Rewards VisaŽ is at least 24 days*. So interest charges will not be applied during those days.

Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 644, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

Build good credit for life while earning points toward free entertainment and merchandise. Apply today, and you'll get a 1,000 point enrollment bonus!

Rewards and Benefits:

Earn one point for every net purchase dollar charged to your U.S. Bank College Rewards VisaŽ Credit Card - good for CDs, movie rentals, electronics, restaurant certificates and much more. Plus, online access lets you conveniently view, manage and redeem your points.
Other Remarks:
Annual Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $20

* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Student Card Rate Comparison

APR11.99%* - 20.99%* Variable*
Avg. APR13.79%**
Annual Fee$0*
Avg. Annual FeeNot Available

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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