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Visa Fair Credit $0 / $20 None 9.99% to 18.99%* Other 20 DaysStudent  

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U.S. Bank College Rewards

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U.S. Bank College Rewards®

Quick Summary:
This Visa rewards card is issued by U.S. Bank and offers unique rewards not listed in our current rewards categories. This card may be restricted to college students with a fair credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 9.99% and may be as high as 18.99%, depending on your credit worthiness*.

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.

Rewards:
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 648 is recommended for a higher chance of approval for the U.S. Bank College Rewards®, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the U.S. Bank College Rewards® is at least 20 days. So interest charges will not be applied during those days.

This card is intended for college students. Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 648, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

The U.S. Bank College Rewards Visa Card gives you the freedom to live your own life and manage your own finances, while earning points towards free entertainment and merchandise. Earn one point for every net purchase dollar charged to your College Rewards Visa Card, good for CD's, media rentals, movie tickets, electronics, restaurant certificates and much more. Plus, online access lets you view, manage and redeem your points from the convenience of your PC.



*Please view and verify the card offer's terms and conditions regarding interest rate, fees, grace periods, approval time and other information before applying.

 

 


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Student Card Rate Comparison

APR9.99%
Avg. APR**13.5%
Annual Fee$0
Avg. Annual Fee**$1.16

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Student cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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