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Related Card Offer: First PREMIER® Bank Platinum Credit Card APR: 7.90% Intro APR: None Annual Fee: $See Terms Apply Now

First Bank® Young Adult Visa® Card

APR's:
There is not an introductory APR for this card, so the lowest or standard rate of 9.99% will apply immediately. The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 9.99% may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO score of at least 573 is recommended for a higher chance of approval for the First Bank® Young Adult Visa® Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the First Bank® Young Adult Visa® Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Poor Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 573, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

• Worldwide Acceptance - Accepted at millions of locations worldwide.
  
• 24 Hour Toll-Free Cardmember ServicePrompt, friendly service available every hour, every day at 1-800-558-3424
  
• Liability Protection - Cardmember is not liable for purchases made with a lost or stolen card. Replacement cards sent within 48 hours.
  
• Convenient Calling Card Service - Cardmember can use card as a calling card with no monthly service fee.
  
• Between 20 - 25 Day Grace Period* - Cardmember can take between 20 - 25 days to pay for purchases in full without accruing interest, or they can let the balance revolve to the next month's statement.
  
• Free Credit Card Checks - Convenient for times when a credit card is not accepted.
  
• Worth Noting - A cosigner is required to open this account. Anyone 16 or older may apply.
  
• We may change APRs, fees and other Account terms in the future as provided under the Cardmember Agreement and applicable law.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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