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Co-Signer VisaŽ CardQuick Summary:
This Visa offer is issued by Elan Financial Services . This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 9.99%* and may be as high as 18.99%* Variable*, depending on your credit worthiness*.Important Rates:
The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 5.99% to the U.S. prime rate.
There is an annual fee of 20* for this card. Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 9.99%* may be considered as a higher importance than rewards. Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 631 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. Other Basics:
The grace period listed for the Co-Signer VisaŽ Card is at least 20 days*. So interest charges will not be applied during those days. This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment. Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by
submitting your application results to assist other applicants before they apply for this card.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 631, then your chance of approval may be even greater. Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks. Offer Details: If you are age 16 and older, this card enables you to get experience handling credit in a secure and responsible way while enjoying the convenience that comes with carrying your own credit card. And if you are a parent, it offers you a meaningful opportunity to teach your children another aspect of practical money management.
- Opportunity to teach or learn good money management skills
- Opportunity to build or improve your credit history*
- The convenience of a credit card
- Attractive rates
- No annual fee
* Please see the credit card application for details about terms and conditions.
Reasonable efforts are made to maintain accurate information. However all credit
card information is presented without warranty.
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Consumer Card Rate Comparison
| APR | 9.99%* - 18.99%* Variable* | | Avg. APR | 14.03%** | | Annual Fee | $20* | | Avg. Annual Fee | $11.56** | |
** APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee
average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's
terms and conditions.
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View rates and fees for all cards.
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