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Related Card Offer: Citi® Diamond Preferred® Card APR: 7.74% Intro APR: 0.00% Annual Fee: $0 Apply Now

First Bank® Visa® Platinum Card

APR's:
There is an introductory APR as low as 0.00% for 6 months. This intro rate only applies towards purchases. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 7.99% may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO score of at least 648 is recommended for a higher chance of approval for the First Bank® Visa® Platinum Card, but is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the First Bank® Visa® Platinum Card is at least 20 days. So interest charges will not be applied during those days.

This card is intended for consumers, or "personal use".

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. If you believe that you fall into the credit record of "Fair Credit" then you will have a better chance for approval. Furthermore, if your FICO score is close to or higher than 648, then your chance of approval may be greater than other applicants.

Approval Time:
Approval time for this offer is not listed. However, you could normally expect the approval process to be completed between 1 to 2 weeks, and an additional 1 to 2 weeks for the card to be delivered after you are approved.

Offer Details:

Outstanding Benefits

• Up to $500,000 travel accident insurance for you and your family when you purchase tickets with your Card.
  
• Higher credit limit.
  
• Extended Warranty Coverage. Double the manufacturer's warranty (up to one year).*
  
• Car Rental Discounts. On Avis, Alamo, Hertz, or National.
  
• Free Collision/Damage Insurance.* You are fully covered when you use your card to rent a car. Save up to $20 per day.
  
• Travel Assistance. To replace lost tickets, obtain medical and legal referrals.
  
• No Annual Membership Fee (with at least one purchase a year).
  
• 24-hour Cardmember Service. 1-800-558-3424. If you have questions we are here for you every hour, every day. And if your card is ever lost or stolen, we'll send replacement cards within 48 hours.
  
• Cash Fast. 703,000 ATMs worldwide.
  
• Purchasing Power. Accepted at millions of locations worldwide.

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**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Consumer cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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