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Visa Good Credit $25* 0.00% for 6 Billing Cycles on Purchases and Balance Transfers* 7.99%* - 20.99%* Variable* None 25 Days*Business  

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First Bank Visa Business Card

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First Bank® Visa® Business Card

Quick Summary:
This Visa offer is issued by Elan Financial Services . This card is restricted to business owners with a good to perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. APR's may vary among applicants, however the lowest standard APR is 7.99%* and may be as high as 20.99%* Variable*, depending on your credit worthiness*.

Important Rates:
There is an introductory APR of 0.00% for 6 Billing Cycles*. There is also a balance transfer offer APR of 0.00% for 6 Billing Cycles*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

The lowest available APR is variable, meaning that the rate can change as U.S. prime rates fluctuate. You can find out how to compute your APR in the programs terms and conditions. For example, you may be instructed to add 3.99% to the U.S. prime rate.

There is an annual fee of 25* for this card.

Rewards:
This is not a rewards card. However, depending on your intended use, the low rate of 7.99%* may be considered as a higher importance than rewards.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 715 is recommended for a higher chance of approval, but it is not required. There are a number of other factors that this issuer may also consider when making decisions for approval.

Other Basics:
The grace period listed for the First Bank® Visa® Business Card is at least 25 days*. So interest charges will not be applied during those days.

You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 715, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You could expect a possible instant decision, but you should expect a final credit decision within 1-2 weeks.

Offer Details:

Our business credit cards offer a full suite of benefits designed to make managing your company's money, time, and books easier. The Visa Business Card provides company spending reports, free employee cards with spending control options, and generous credit lines in your company's name without a minimum time in business or annual revenue requirement.



  • Product Features
  • No annual fee
  • Low rates
  • Generous credit lines
  • Features to simplify business management, such as company spending reports




* Please see the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

 

 


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Business Card Rate Comparison

APR7.99%* - 20.99%* Variable*
Avg. APR11.14%**
Annual Fee$25*
Avg. Annual Fee$12.04**

**  APR average does not include cards where APR is 0%, unless viewing offers in the secured card category. "Annual fee average" contains the average of all fees in a specific category (Business cards), even where the fee is $0. This data is subject to Finance Globe's terms and conditions.

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